As an independent brokerage, we’re not tied to one insurance company. We work with a select group of carriers and shop your coverage across them to find what actually fits your situation.
Here’s who we work with and what they bring to the table.
Pembridge is a personal lines carrier backed by Allstate, focused on home and auto coverage for individuals and families. They're broker-distributed only, competitively priced, and known for straightforward, no-surprises claims handling. A dependable option when a commercial client also needs solid personal coverage on the side.
Economical Definity has been around for over a century and writes both personal and commercial lines across Canada. For Alberta homeowners, landlords, and smaller commercial operations, they offer straightforward coverage with a national claims network behind them.
Forward is a managing general agent, which means they specialize in risks that standard carriers often won't touch. For Alberta businesses in construction, hospitality, or other specialty categories, Forward gives us access to markets that most brokerages can't reach. This is where having the right connections makes a real difference.
SPGC operates as a managing general agent rather than a traditional insurer, giving us access to specialty and hard-to-place coverage through programs like Cansure, Totten, and Beacon. They step in where standard markets won't, covering complex construction risks, niche commercial exposures, and higher-risk accounts across Alberta.
Novex, a subsidiary of Intact Insurance, specializes in group home and auto coverage for members of qualifying employee and association groups. They bring Intact's stability and claims support, with pricing built around group plans. A smart fit for clients connected to a workplace or association program.
Every carrier has a different appetite. Some are strong in commercial construction. Others are better suited to personal lines or smaller commercial accounts. Some will take on specialty risks that others simply won’t write.
Because we work with multiple carriers, we can match your risk to the right market rather than fitting you into whatever one company offers. That means better coverage, fewer gaps, and in most cases, a more competitive price.
Alberta’s insurance market has tightened in recent years. Weather-related claims, rising construction costs, and shifting carrier appetite have all had an impact across the province. Knowing which markets are open and how to approach them is a big part of what we do.
Not sure which carrier is right for your situation? That’s what we’re here for.
